For Hire Physical Damage Only Policy

For Hire Physical Damage Only Policy

For our For Hire clients, their vehicle is their livelihood, and no one knows that better than us. Our programs are designed to provide coverage that our livery drivers need to make sure their vehicles can be out on the road to keep their business running.  


Physical Damage Only Coverage is available for:

  • Black Car 
  • Silver Car 
  • Yellow Car 
  • Green Car 

For drivers who qualify we offer discounts for defensive driving and clean motor vehicle records, giving our clients a way to save money. 


Policy Features

Our For Hire programs are designed to meet the needs of For Hire Livery and Medallion Taxi owners or drivers who are dispatched from an authorized New York TLC central facility or base station. 


Policy coverages and enhancements


  • Policies are written on an owner/driver basis
  • Collision and Comprehensive Coverage
  • Multiple deductible options
  • Hybrid Vehicle rates available
  • Defensive driving credit available